DEBT CONSOLIDATION LOAN
GOVERNMENT AND CITY OF CAPE TOWN EMPLOYEE LOAN
Find Financial Relief with DEBT2BOND.
Say goodbye to financial stress and take back control of your money. At DEBT2BOND, we help you simplify your debt by assisting with the facilitation of a Debt Consolidation Loan — combining all your short term debt repayments into one affordable monthly instalment. Experience lasting relief, greater peace of mind, and a clearer path toward financial stability and wellness.
Credit clear, Arrears, Debt Review, Low score are welcome to apply.
GOVERNMENT AND CITY OF CAPE TOWN EMPLOYEES
BENEFITS
A Debt Consolidation Loan can help you take control of your finances and regain peace of mind. With DEBT2BOND, we help you find the right solution to suit your financial situation — whether you have a clear credit profile, are in arrears, under debt review, or have a low credit score.
✅ Simplify your finances – Combine multiple debts into one manageable monthly payment.
✅ Reduce financial stress – Ease the pressure of juggling several repayments and due dates.
✅ Improve cash flow – Enjoy a more affordable instalment that better fits your budget.
✅ Easy repayment – Convenient payments made directly via salary stop order deduction, so you never miss a payment.
✅ Removal of debt review flags – Once all your debt has been settled, an application is submitted to the court and processed. Thereafter, you will receive a clearance certificate and the debt review flag will be removed from your credit profile, restoring your credit status.
✅ Gain stability – Build a clearer, more structured path toward financial wellness and confidence.
✅ Support at every step – We assist you with your application for a smooth, hassle-free experience.
GUIDELINE TO APPLICATION PROCESS
DOCUMENTATION
The product option is only available to permanently employed Government and City of cape Town Employees.
- Completed Online Application
- Copy of ID
- Payslips: Copy of latest payslip (System generate printouts must be stamped by HR)
- Bank Statements: Last 3 months bank statements
These documents are essential for processing your debt consolidation loan application efficiently.
SUBMISSION PROCESS
Getting started with debt2bond is quick, easy, and transparent.
We’ve simplified the process to ensure you get the support you need — from your first application to the final settlement stage. Here’s how it works:
Complete the Online Application Form
Start by filling in our secure online application form with your personal and financial details.
Consultant Contact & Information Capture
A friendly and experienced DEBT2BOND consultant will reach out to confirm your details and capture all the necessary information to move your application forward.
System Decision
Once your information is processed, the system will generate a decision based on your financial profile and available loan options.
Financial Institution Contact
If a preliminary offer is confirmed, a representative from a financial institution will contact you directly to finalise your loan terms and complete any outstanding documentation.
Documentation & Settlement Process
If you have accepted the preliminary offer and after all required documents are received, the settlement process begins. The financial institution may also assist in negotiating settlement discounts, helping you maximise your financial relief and overall outcome.